expense reduction and cost savings experts - workers' comp audits, employee financial wellness, accounts payable automation & more

earned wage access; no cost financial wellness benefits for your hourly workers

Earned Wage Access empowers your work force with a no-fee digital checking account & instant access to earned wages. They also have access to financial budgeting & planning tools.


Many hourly employees live paycheck to paycheck, with few good options to cover surprise bills. More than 40% of Americans can't cover a $400 unexpected expense from their savings.

➤ What we do best: We help employers provide financial wellness tools and instant access to earned wages with our Earned Wage Access benefit. Employees access their wages through our no-fee digital checking account at no cost. No fees, no overdraft charges, no hassle.

There is no cost to the employer, and no payroll system integration.

Earned Wage Access is a game-changing benefit that gives your hourly employees greater control over their financial lives, more dignity, and most importantly greater loyalty to you the employer.

Employees who utilize our digital checking feature can access earned wages at ZERO COST (no fees) This provides a benefit alternative far superior to the predatory payday lenders.

So if providing financial wellness tools for your work force is a priority, if turnover is causing you headaches, and if attracting qualified applicants stresses you out - let's talk!


"I actually showed it to my District Manager and he was crazy about it. What hooked me in was the on-boarding process, pretty easy to start using the app and get your employees on board. Regional channels would work great for our district as well, when more locations join. "

- T. Harmon, General Manager, Fast Food Restaurant Group

"Your team’s support has been excellent and we are particularly impressed with the card-management platform and the ease in payment oversight and management that it provides."

- Nathan E, Controller, 4-year College

"An assessment of our business determined our actual payroll was significantly less than the estimated payroll on our Workers' Comp policy which resulted in us getting a $34,000 refund."

- Owner, Contractor

"Everything about our relationship and experience with your team has been outstanding. I am particularly amazed by the fact that everything happened exactly as your ales team explained it would."

- William S., VP Finance, Publishing Company

"Advocacy on our company's behalf with the claims administrator and class counsel increased our Class Action claim settlement by $1.5 million, something we wouldn't have gotten without that support."

- CFO, Healthcare System

"Our council recently implemented a virtual payment platform through your service that has allowed our organization to utilize a more secure structure for paying our vendors and it produces revenue on an annual basis for our council."

- Cathy G., Accountant, Non-Profit Youth Organization

"We realized a considerable savings that would have otherwise gone to the IRS. We now understand why a Cost Segregation study was essential to our business bottom line."

- Owner, Hotel

Schedule An Intro Call

Our passion for helping businesses find money is what sets us apart from the rest. We offer a no-obligation consultation that takes 15 minutes and we can determine ways to find money in your business.

Improve your results in 4 ways:


Healthcare Savings

Expense Reduction

- Selected Customers benefiting from our services -



Invest 15 minutes of your time on the phone or in person to determine ways we can find money in your business. Then you decide if it makes sense to continue talking. Fill out this form to schedule an introductory conversation today.

Contact us to find money in your business today.

Principal Advisor: Andy Charles

Phone: 207-749-2631

Email: Andy.Charles@CentralAvenueAdvisors.com